Many federal employees unfortunately find themselves in a situation where they have a disability that incapacitates them and presents as a monumental challenge in performing the responsibilities of their position, and oftentimes for simply reporting to work, however they have exhausted all their leave.
When Pines Federal assists such clients with their OPM Disability Retirement application, we know that showing that a client stopped going to work because of the debilitating level of their disabling medical condition is a good point in their favor for OPM’s qualifications. This can present a stronger case and prove that a client should be approved for OPM Disability Retirement benefits.
Herein lies the dilemma: Continuing to work is not easy and very difficult for reasons of medical inability, and separating may build a strong case for OPM Disability Retirement, but you may not want to stop working or resign for fear of not being able to pay your mounting financial burdens.
One avenue that may supply the solution is utilizing your federal retirement benefits when you qualify for MRA +10. If the federal employee has reached has reached his or her minimum retirement age and has 10 years of credible service, they may be eligible to retire immediately, and begin to receive the annuities to tide them over while they work on submitting a strong application for OPM Disability Retirement with the assistance of a proficient legal firm such as Pines Federal . Then, when they are approved for OPM Disability Retirement Benefits, they will receive retroactive backpay from OPM for the difference between the MRA+10 annuities and the higher annuity amount to which they are entitled from OPM.
It’s important to have a law firm that has a good grasp on the intricacies of OPM, and all the options that may work for your benefit as you approach the OPM Disability Retirement application process. Pines Federal team can help you explore the most effective way to build a solid case for OPM Disability Retirement with your best interests in mind. Call or email us to set up a consultation.